1. Economic Trend 1: Rouseff's Impeachment
A. http://www.businessinsider.com/the-hottest-trend-in-finance-2016-4
B. Dilma Rouseff who is the president of the seventh-largest economy, Brazil is facing impeachment and is temporarily out of the presidents office. This scandal that ended in her impeachment started at the beginning of the year and the market has loved it from the beginning. This has been good for the entire market as stocks have rallied through the year in Brazil. Everyone is trading with the hopes that a more centrist party comes along to put the country back on track.
C. All the customers and traders in the Brazilian stock market.
D. I don't believe the opportunity will be difficult to exploit due to the fact that, there is no way possible someone from Rouseff's party will end in office (don't forget that Lula Da Silva was president before her and left the country in similar conditions). On the other hand, not everyone in the country is able to trade stocks so the number of people that will benefit look small when compared to the 200m people that populate Brazil.
- I think I noticed this as an opportunity because I regularly read articles related to economies in South America. The impeachment in Brazil has been a huge deal and I've been following all along, due to the fact that my country, Bolivia, has a similar president.
2. Economic Trend 2: Consumer Spending Fuels Economic Growth
A. http://www.forbes.com/sites/brucemccain/2016/01/03/five-key-economic-trends-to-watch-in-2016/#21ba655f1773
B. The industrial sector is facing an "industrial recession" due to the investment in energy and the slow international trade of 2015. There has been a slide in production. On the other hand, energy's drag on production will ease, because its development will no longer offset grows. Income growth has improved and should continue to grow, which means that labor markets will strengthen. Furthermore, increased spending could drive much better economic growth which is what every economy seeks.
C. Everyday customers, due to the fact that there has been an increase in income.
D. I think that the opportunity is easy to exploit because costumers now have a higher income which means most people will have more money to spend. The economy as a whole is better off.
- I believe I noticed this opportunity because I am always looking at what factors shift employee salaries and what is trending in our economy.
3. Regulatory Changes: Oklahoma tries to chip away at Roe v Wade
A.http://www.economist.com/blogs/democracyinamerica/2016/05/abortion-restrictions
B. A couple weeks ago lawmakers in Oklahoma passed a bill that undermines the basis of Roe v Wade. The bill 1552 which would have made it a felony for doctors to perform an abortion unless the procedure was needed to safe the women's life. The bill was vetoed by the governor who is in fact pro life, the governor vetoed the bill because she thought it was vague and clearly unconstitutional.
C. The costumer with the opportunity will be every women that is pregnant and wants to terminate. They must be happy because it will not be a felony to terminate, so they can go on and do as they are pleased.
D. The opportunity will be easy to exploit because the women that want to terminate can still do it, there will be no change what so ever, at least for the mean time.
- I identified this opportunity because I think there are better ways to deal with an unwanted pregnancy than abortion. Having that said, I am always paying attention to what different states are trying to do in order to prevent abortions.
4. Regulatory Changes:
A. http://uk.businessinsider.com/fintech-briefing-regulation-threatens-banks-marketplace-lenders-form-trade-association-citi-explores-virtual-reality-2016-4
B. According to this article there is an opportunity for Fintechs. Regulation is the biggest threat to banks in Europe: The Payments Services Directive 2 may be the biggest threat to European legacy banks, according to the BBC. The regulation will come into force in January 2018 and applies to all countries in the EU. Fintechs can provide a better user experience only if they have access to this accounts, which they currently don't. On the other hand, banks do have some time.
C. The costumer with the opportunity will be those that use fintechs, this is a better way to get things done.
D. The opportunity will not be easy to exploit at least not for the time being because the regulation gives the banks time until 2018.
-I saw this opportunity because I am very interested in the way Fintechs are changing the banking world and I try to keep up.
Nicolas, you chose some very juicy happenings I hadn’t heard of prior to your blog. You left me with quite the cliff hanger on your first opportunity, as it wasn’t explicitly stated what the scandal was… only that she incited one… that came at the expense of her office. In your second economic trend I also had difficulty understanding what the economic trend was, as your statements are not quite cohesive. This would be a good opportunity to maybe read your posts out loud to a friend so you know your thoughts are flowing with ease and your written communication skills improve. Your third opportunity, a very controversial regulatory change, quite frankly has been one hell of an endeavor to exploit. This is an extremely sensitive topic and while it is laden with opportunity, is not an easy task! I am interested to hear your alternative ideas to dealing with unwanted pregnancies, it just may be the avenue that resolves some of the political angst regarding this very personal topic. Finally, in your last opportunity there were a handful of words and acronyms that were left undefined. Furthermore, the “regulation” was not explained or how it will affect certain parties, or why banks “have some time”. I was left quite confused and am unsure I understand what opportunity you believe exists from this regulatory change. Best of luck as you continue to blog!
ReplyDeletemy post: http://elementalentrepreneur.blogspot.com/2016/05/looking-for-opportunity_27.html
The industrial recession truly has affected my household a lot, my dad is the owner of an electrical company in which focuses on the industrial side of things. It's unfortunate, people aren't able to pay their invoices, and its just a bunch of stress for everyone. My parents make good money and we make ends meet but the recession is physically and emotionally trying, I'm eager to see what is to come. Great post!!!
ReplyDeleteHey Nicolas,
ReplyDeleteYour topics of choice are very relevant and controversial. Your statements regarding Roe v. Wade seemed rather convoluted. The issue is not the doctors and most definitely not the women. The issue is that abortion is still considered taboo, and is heavily influenced by religious communities. What's more contradicting is the fact that if clinics are closed, women are more likely to use other methods of termination. The decision to terminate a fetus is strictly up to the women.